For many people, the purchase of a home is one of the most costly purchases they will make in their life. Aside from the financial investment, homes also harbor a large emotional investment filled with years of memories made within the walls of the home. However, when financial hardship strikes, homeowners may face the difficult decision of whether to reliably make their mortgage payment. In Florida, if you miss three mortgage payments, your lender will likely file foreclosure. It has been reported that about eight million Americans face foreclosure each year. If you are facing foreclosure and think that the situation may be salvageable, contact a foreclosure defense attorney.
The Law Offices of Daryl L. Jones, P.A. is an award-winning foreclosure defense law firm helping clients in Florida defend their rights as homeowners. If you are not sure if you need to hire a foreclosure defense attorney for your case, here are four reasons why this may be the best path for you.
4 REASONS IT IS BENEFICIAL TO WORK WITH A FORECLOSURE DEFENSE ATTORNEY
When a person’s home enters into foreclosure, it may seem you have no hope of keeping your home. However, that is not always the case. When you work with a foreclosure defense attorney, he/she may be able to help you come to an agreement with the lender to avoid losing your home.
THEY HAVE KNOWLEDGE OF FLORIDA’S FORECLOSURE LAWS
The laws in Florida concerning foreclosure, mortgage contracts, and the rights of borrowers can often become convoluted and may be overwhelming for homeowners to understand on their own. That is why it is beneficial to work with professionals who have years of experience understanding these laws and defending clients who are facing foreclosure.
THEY WILL HELP WITH YOUR DEFENSE
Many times, individuals going through a foreclosure know they have a defense but do not possess the litigation experience to bring that defense to the court. An attorney can help with your defense by bringing evidence that your rights as a homeowner were infringed upon.
AN ATTORNEY CAN HELP YOU STAY IN YOUR HOME
When the foreclosure process has begun, it may feel as if you are being forced out of your home before the process has even been completed. An attorney will defend your rights as a homeowner as well as your rights as to how much time you are allowed to remain in the home. Your foreclosure defense attorney will also hold the proper parties accountable for any unfair treatment during foreclosure that you and your family may have suffered.
HELP WITH LOAN MODIFICATIONS
Many people may not know that when the potential of foreclosure arises, one option to help you remain in your home is to modify your loan with the lender. However, banks and lenders often do not want to agree to a loan modification. That is where the help of an experienced foreclosure defense attorney is valuable. An experienced foreclosure defense attorney may be able to negotiate an affordable loan modification where you cannot.
CONTACT A FLORIDA FORECLOSURE DEFENSE ATTORNEY
Foreclosure is a stressful process that leaves many families wondering what steps are next in their lives as they try to imagine their futures without their homes. If you are facing foreclosure, losing your home is not the only option. Contact a trusted foreclosure defense attorney who may be able to help defend your homeowner’s rights and keep you from losing your home.
The Law Offices of Daryl L. Jones, P.A. has extensive experience helping clients in Florida who may face foreclosure. Our trusted legal team is proud to provide clients with the dedicated representation they deserve. To schedule an initial strategy session, contact us here or call (786) 876-9604.