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Daryl L. Jones

SENATOR Daryl L. Jones

  • Former State Senator

  • Retired Air Force Colonel/Fighter Pilot

  • Former Bank Board Member

  • Foreclosure Expert


  • University of Miami School of Law, Coral Gables, Florida – 1987

    Honors: cum laude

  • United States Air Force Academy – 1977

    Honors: With Honors


  • Dade County Attorney's Office in the Aviation Division


  • Judge Peter Fay in the 11th Circuit Court of Appeals, Federal Judicial Clerk


It wasn't my plan to practice law defending the rights of homeowners. However, I feel that I am uniquely qualified as I went through that process myself when I decided to leave the Air Force, as a fighter pilot, to go to law school. I realized that I could not make my mortgage payment, so I negotiated with my lender and gave it a deed in lieu of foreclosure. Our family went through a very difficult time when we gave up our home and moved on campus at the University of Miami, during this time my wife was working making $14K per year and supporting the family.

I was subsequently elected State Senator to the Florida Legislature in 1990, where I served until 2002. During that time I amended the foreclosure laws approximately 11 or 12 times. I never thought that I would be involved in defending homeowners with this plight in the future. I got involved with the process when a couple of friends where going through a difficult time and about to lose their homes because of the economic down turn. I referred them to someone else and they were not happy with how their case was being handled. They persuaded me to help them. Since I knew the law well, having worked on it in the Florida Senate, I got them a loan modification in about 3 months. They were very relieved and satisfied. These two friends referred 35 new clients to me. This is when I decided to open my own firm. At that time I had retired from law for 3 years.

I have been practicing law for over 32 years. When dealing with the courts, most lawyers and borrowers accept that most of the time a judge will find in the bank's favor once you acknowledge 1) that you borrowed money to buy or refinance a property, and 2) that you stopped making the payments. Nearly 99% of the time the banks win and the borrowers lose. I wanted to find another solution to satisfy the bank and help borrowers, and I have done so. Our skilled foreclosure attorneys at the Law Offices of Daryl L. Jones, P.A. can win in court, and I am uniquely qualified because I have been through it myself. I have also been on the board of a bank for the last 9 years, chairing its audit committee. I understand how banks view this process. I also have access to much of the policy making of other banks and an understanding of what they're thinking is in these situations. Having been an investment banker for 9 years and understanding the securitization aspects of what happens with mortgage loans, I come to the table with a different perspective than foreclosure attorneys that are only familiar with one side of the equation.

The solutions for our clients are custom designed for each individual case. The options range from foreclosure defense and loan modifications, to deeds-in-lieu of foreclosure and short sales. Every solution we offer is based on what our client wants to achieve. Having been a fighter pilot, my team and I do not know the meaning of giving up. Here at the Law Offices of Daryl L. Jones, P.A. fight for our clients and their property relentlessly.

If you measure success by helping a client stay in their home and by working out a plan agreeable to the bank and the borrower, we are successful in most instances. My promise to you is to give you the most effective and professional representation we are capable of providing to accomplish your measure of success.

Recent Blog Posts


  • Martha Recommends Daryl L. Jones

    I wasn't going to post a review until I saw the previous one on this website. My case was finalized in December 2016 and I had a great experience with this attorney. She was very friendly and always returned my call within the same day. My loan modification was processed and I am very happy with ...
  • Anisa M. Recommends Daryl L. Jones

    Right after the Great Recession I was able to modify my mortgage after a year long battle with my mortgage company over and over having to resend paperwork and sign things and prove income and prove a hardship. I was afraid the deal being offered was too good to be true so I hired Daryl Jones to ...
  • Luisa Recommends Daryl L. Jones

    I met with Mr. Jones and received information about a loan modification. I have found him to be responsive and extremely informative on my situation. He explained the whole process and set my expectations as to how long it will take and the process has not been as frustrating I I thought. His sta...
  • A Satisfied Client Recommends Daryl L. Jones

    Senator Jones and his staff treated me with the utmost respect. I feel so much more relieved now that my loan modification was completed. My payment was reduced by over $500.00 a month and my principal balance by over $70K. The Law Offices of Daryl L. Jones, P.A. has a special place in my heart.  
  • Lamar Recommends Daryl L. Jones

    I just want to start off with me being a man of armed services. I was nervous of my future plans but most importantly about my career. Needless to say this law firm put all my worries to rest by providing adequate, professional, expertise services to handle all of my concerns and possible law sui...
  • Laneen Recommends Daryl L. Jones

    My house was in foreclosure for the 3rd time in 8 years. I had hired several attorneys over the coarse of the 8 years and spent lots of money defending the Lis Pendens. I was emotionally, physically, financially and psychologically paralyzed. I could no longer afford to fight the foreclosure. My ...
  • Officer Perez Recommends Daryl L. Jones

    Good Evening, I met you about four years ago at the Port while you were waiting to pick someone up, and we spoke about the current housing crisis. About two years later I saw you again at the civil courthouse. I was there for a foreclosure case of my property, which I was representing myself. Y...
  • M.G. Recommends Daryl L. Jones

    I would like to offer my heartfelt THANKS and GRATITUDE to you and the entire staff for EVERYTHING!!! You all were the answer to many, many days and nights of unceasing prayer. I am eternally grateful to you all. After 5 years I can appropriately grieve the loss of my mother knowing that her wish...
  • F. Dawkins Recommends Daryl L. Jones

    I certainly appreciate all of the work that the Law Offices of Daryl L. Jones, P.A., did on my behalf. Durel, I thank you for the excellent job of researching the problem and negotiating a great solution. I am quite pleased with the exceptional job you did on my behalf. Eddie, I thank you for you...
  • J. Maqueira Recommends Daryl L. Jones

    I was completely satisfied with how Mr. Jones and his office staff handled my case. I retained the firm to recover surplus funds from the court registry. It was a total of $16,773.62. The Law Offices of Daryl L. Jones, P.A., was able to get the complete amount back for me. Mr. Jones was very prof...
  • M. Johnson Recommends Daryl L. Jones

    My previous payment was very difficult to afford. I tried to negotiate a loan modification with my mortgage company, but they would not agree to it. I then was referred to the Law Offices of Daryl L. Jones and I am glad I was! They treated me with such respect and kept me updated with all aspects...
  • D and V. Cordova Recommends Daryl L. Jones

    I cant express the sense of relief that I feel with this new mortgage payment. With my previous payment I was struggling so much, I became delinquent on my payments and needed to make a change for me and my family. With my new payment lowered by over $300 a month it is so much easier to provide f...
  • Corey and Marlo L. Recommends Daryl L. Jones

    Our biggest goal is providing for our family, and keeping them safe. With our old mortgage payment of $1,597.80 it was getting difficult to keep a roof over their heads. We are ecstatic to say our new payment is $993.58 (INCLUDING TAXES AND INSURANCE!) Wow, in addition to this, our old principal ...
  • W. Hughes Recommends Daryl L. Jones

    Prior to seeking the Law Offices of Daryl L. Jones to assist me with getting a loan modification, I was attempting to negotiate a deal with the lender myself. I was not getting anywhere and the bank was not working with me. I was referred by a member of my church and am so glad I listened to them...
  • U. Grace Jr. Recommends Daryl L. Jones

    Being in foreclosure I was struggling trying to find the right person to take care of my foreclosure process. In that time I only found those who scammed me and did not assist me properly. After going through the process of getting turned down repeatedly by my lender, I was referred by a friend t...
  • J. Nagee Recommends Daryl L. Jones

    The previous mortgage was not at all manageable. I was to the point of leaving the house and giving it up or have the mortgage lowered. I am so happy that by coming to the Law Offices of Daryl L. Jones, P.A., I was able to get the modification to my greatest satisfaction. With the reduction, the ...
  • Bradley J. Recommends Daryl L. Jones

    I decided to seek counsel when I lost my business and was close to losing my home. I sought the Law Offices of Daryl L. Jones to represent me in my foreclosure case and in hopes to obtain a loan modification. Paying $3,262.96 a month was draining. I was beyond frustrated and stressed. Sleeping wa...
  • C. Maldonado Recommends Daryl L. Jones

    I feel so grateful with the Law Offices of Daryl L. Jones. I sleep at peace every night. My principal balance was $185,000 and the monthly payment was $1,916.11. I had an interest rate of 7.15%. Thanks to Daryl Jones and his team, my new principal balance is $86,537.60. I am so happy to say my ne...
  • M&L Smith Recommends Daryl L. Jones

    The stress of not knowing if you were going to have a home next month was tremendous. It took a toll on my family and my marriage. You go to bed every night thinking about it and it was the first thought upon awakening each morning. Loan companies will give you the run around and set you up to fa...
  • S.A.A/ M.M. Recommends Daryl L. Jones

    Paying $2,750.43 a month on my home was unbearable. I had to forget about vacations, and extra activities that brought fun and joy to my life. I lived stressful day to day and felt a huge load following me everywhere I went. The Law Offices of Daryl L. Jones helped me with getting a loan modifica...
  • A. Pierre Recommends Daryl L. Jones

    This situation I was in, of falling behind on my mortgage payment, came at a terrible time. My daughter had just been diagnosed with a brain tumor and I was about to lose my house. My coworker referred me to the Law Offices of Daryl L. Jones, and meeting him was the best decision I ever made. My ...
  • F. Mohsenine Recommends Daryl L. Jones

    I retained the Law Offices of Daryl L. Jones as my attorney because I was having trouble making my mortgage payments. I am an elderly woman on disability income and could not afford my previous payment of $440 with 7% interest rate. Daryl Jones and his lovely staff lowered my payment to $154.58 a...

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