Daryl L. Jones

SENATOR Daryl L. Jones

  • Former State Senator
  • Retired Air Force Colonel/Fighter Pilot
  • Former Bank Board Member
  • Foreclosure Expert


  • University of Miami School of Law, Coral Gables, Florida – 1987

    Honors: cum laude

  • United States Air Force Academy – 1977

    Honors: With Honors


  • Dade County Attorney’s Office in the Aviation Division


  • Judge Peter Fay in the 11th Circuit Court of Appeals, Federal Judicial Clerk


It wasn’t my plan to practice law defending the rights of homeowners. However, I feel that I am uniquely qualified as I went through that process myself when I decided to leave the Air Force, as a fighter pilot, to go to law school. I realized that I could not make my mortgage payment, so I negotiated with my lender and gave it a deed in lieu of foreclosure. Our family went through a very difficult time when we gave up our home and moved on campus at the University of Miami, during this time my wife was working making $14K per year and supporting the family.

I was subsequently elected State Senator to the Florida Legislature in 1990, where I served until 2002. During that time I amended the foreclosure laws approximately 11 or 12 times. I never thought that I would be involved in defending homeowners with this plight in the future. I got involved with the process when a couple of friends where going through a difficult time and about to lose their homes because of the economic down turn. I referred them to someone else and they were not happy with how their case was being handled. They persuaded me to help them. Since I knew the law well, having worked on it in the Florida Senate, I got them a loan modification in about 3 months. They were very relieved and satisfied. These two friends referred 35 new clients to me. This is when I decided to open my own firm. At that time I had retired from law for 3 years.

I have been practicing law for over 32 years. When dealing with the courts, most lawyers and borrowers accept that most of the time a judge will find in the bank’s favor once you acknowledge 1) that you borrowed money to buy or refinance a property, and 2) that you stopped making the payments. Nearly 99% of the time the banks win and the borrowers lose. I wanted to find another solution to satisfy the bank and help borrowers, and I have done so. Our skilled foreclosure attorneys at the Law Offices of Daryl L. Jones, P.A. can win in court, and I am uniquely qualified because I have been through it myself. I have also been on the board of a bank for the last 9 years, chairing its audit committee. I understand how banks view this process. I also have access to much of the policy making of other banks and an understanding of what they’re thinking is in these situations. Having been an investment banker for 9 years and understanding the securitization aspects of what happens with mortgage loans, I come to the table with a different perspective than foreclosure attorneys that are only familiar with one side of the equation.

The solutions for our clients are custom designed for each individual case. The options range from foreclosure defense and loan modifications, to deeds-in-lieu of foreclosure and short sales. Every solution we offer is based on what our client wants to achieve. Having been a fighter pilot, my team and I do not know the meaning of giving up. Here at the Law Offices of Daryl L. Jones, P.A. fight for our clients and their property relentlessly.

If you measure success by helping a client stay in their home and by working out a plan agreeable to the bank and the borrower, we are successful in most instances. My promise to you is to give you the most effective and professional representation we are capable of providing to accomplish your measure of success.